NABARD

NABARD (National Bank for Agriculture and Rural Development) is India's apex development finance institution for agriculture, rural development, and allied sectors. It channels concessional credit, climate finance, and capacity-building support to cooperative banks, RRBs, and state governments, making it a critical intermediary for sustainable rural and green infrastructure financing across India.

NABARD's mission is to promote sustainable and equitable agriculture and rural prosperity. Its climate focus includes financing renewable energy access in rural areas, climate-resilient agriculture, watershed development, and channelling multilateral green funds to grassroots-level institutions and projects.

Headquartered in Mumbai, NABARD operates through state-level offices across all Indian states and union territories. It functions as the primary refinancing and supervisory authority for rural cooperative banks and RRBs, deploying funds at district and village levels. Its climate and green finance initiatives cover both agricultural hinterlands and rural energy access geographies.

Roles are shown generally — verify the current appointees on the agency's own site.

• Climate-resilient agriculture and watershed development
• Rural renewable energy and clean cooking access
• Green and climate finance intermediation
• Cooperative and microfinance institution capacity building
• Natural resource management and biodiversity finance

• Concessional refinance lines to banks and cooperatives
• Direct project loans and infrastructure debt
• Grants and capacity-building funds
• Green and climate bonds (issuer and facilitator)

Developers and CXOs can engage NABARD via its state regional offices or Mumbai headquarters for refinance tie-ups, project loans, or climate fund access. Partnering through eligible financial institutions, submitting concept notes under active schemes, or participating in NABARD-facilitated multilateral programmes are primary entry points.